Kenneth G Beavers is a Bakersfield native & proud blade. His knowledge and education of our town is a contributing factor to his expertise in our industry. After graduating from Santa Barbara state with a bachelors in economic. He worked as stockbroker in the 60’s. Ken obtained his real estate license in 1971 starting at Watson Realty with some of the most respected agents in the industry still until present day. During this time he was a member of Bakersfield Exchangers, specializing in real estate sales and exchanging. To further pursue his career Kenneth G. Beavers sought to help investors and borrowers alike grow through real estate wealth. He came a broker in 1978 & Creative Realty Marketing & Mortgage opened its doors on April 5, 1979. Over the years, Kenneth consistently built trust with thousands of buyers, sellers, and investors, making homeownership dreams come true for many. As the industry evolved, Ken ventured into private money lending. This innovative model connects investors willing to lend their money to borrowers who would not fit the criteria of traditional financial institutions. This approach has significantly helped both investors and borrowers grow their financial wealth in real estate.
In 2007, amid the Great Recession, banks tightened guidelines, making it extremely difficult for investors to purchase properties. With traditional financing options scarce, buyers of investment properties turned to alternative financing, specifically private money lending. This shift allowed both investing lenders and borrowers to grow their investment portfolios. During this period of growth, Kenneth hired Nikkie Cox, further strengthening the company's expertise and services.
Bakersfield native Nikkie Cox embarked on her career as a certified mortgage processor in 2002, mastering traditional loan processes like FHA, VA, and Conventional financing. While she was initially new to private money, her expertise grew through collaboration with Ken, who specialized in Private Lending. Together, they expanded Creative Realty Marketing & Mortgage, managing an ever-growing portfolio, drawing loan documents in-house, and brokering traditional loans. In pursuit of extending the company’s legacy, Nikkie earned her real estate license from Bakersfield College in 2012, taught by esteemed realtors. She further obtained her NMLS endorsement and upgraded to a broker’s license in 2016. By 2022, Ken and Nikkie solidified their partnership, officially incorporating the business into what is now known as Creative Realty Mortgage Inc. With a combined 75 years of real estate experience, they possess the expertise to help borrowers and investors achieve their goals.